Development Loans

Residential Mortgages Tailored to Your Homeownership Journey

Flexible Funding for Property Development Projects

Development finance is a short-term funding solution designed for property developers who need capital to complete residential, commercial, or mixed-use projects.

Whether you are a seasoned developer or taking on your first build, Lionsgate works with you to structure finance that fits your construction schedule, cash flow, and exit strategy.

We support projects from land acquisition through to completion, working with lenders who understand the speed, risk, and complexity involved in development finance.

What We Offer

  • Flexible funding for a wide range of developments, including new builds, property conversions, and large-scale refurbishments
    • Up to 70% of land value and up to 100% of build costs, depending on experience, project viability, and Gross Development Value (GDV)
    • Staged drawdowns released in phases aligned with build progress to maintain cash flow
    • Competitive interest rates with the option of rolled-up or serviced interest during the loan term
    • Planning gain finance support, available both pre-planning and post-planning approval, to help unlock project potential early

We work with a panel of specialist lenders and ensure you are matched with the right funding solution for your development goals.

Exit Finance

Short-Term Funding to Support Project Completion

Exit finance, also known as development exit loans, is designed for developers nearing the end of a project who need additional time to sell or refinance completed units.

It provides breathing space and can be a lower-cost alternative to extending high-interest development finance.

Why Use Exit Finance

  • Reduce borrowing costs while marketing completed properties
    • Raise additional capital against finished developments for reinvestment or cash flow
    • Avoid penalty fees caused by project overruns
    • Improve cash flow to pursue new development or investment opportunities
    • Bridge the gap between project completion and long-term mortgage or Buy to Let refinancing

We help you secure fast and flexible exit finance so you can release equity, refinance onto more favourable terms, or prepare for long-term income.

Risk Warning

Your property may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it.